BENGALURU: Nowadays mobile wallets have become an integral part of a Smartphone as more and more people are using it for paying their various bills as well as to make recharges. The era of cashless payments is upon us. Mobile wallet is just a way to recharge their phone; for others, it's the app they use to refill the taxi money; and a few people have even started using these to buy a drink at Cafe Coffee Day, according to ndtv.com.

Oxigen Wallet:

Like all other Wallets, Oxigen Wallet allows users to top-up money and use it for mobile data recharge, DTH and data card recharge. However other features include making mobile payments for mobile, landline and electricity bills. Users can also send and receive money with another Oxigen wallet or directly to a bank account.

Oxigen Wallet is approved by RBI and claims to be India's first non-bank wallet to have tied up with National Payments Corporation of India (NPCI) for instant money transfer.

Chillr:

If you are an HDFC or Bank of Baroda customer, this app is ideal for splitting bills with friends and paying utilities like mobile, DTH and data card recharge, as it makes transactions directly from your bank account without having to work with another third-party wallet. Chillr lets you send money in seconds to anyone in your phone book without having to know their account number, IFSC code, or waiting for an OTP SMS.

Only HDFC Bank and Bank of Baroda customers can use the service to send money, while other bank customers can receive money using the app.

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