Vodafone M-pesa:

The large number of business correspondents who can take M-pesa payments is a big draw, because it allows you to turn your virtual balance into cash without too much difficulty as Vodafone M-pesa claims to be India's largest cash out network, with over 85,000 M-pesa agents spread across the country. Theis service lets you send money to anyone to recharge prepaid numbers, DTH connections, postpaid Vodafone numbers, utility bills and online shopping.

Airtel Money:

Airtel Money is a semi-closed wallet that does not permit cash withdrawal or redemption by the customer. It can be used to do recharges, make money transfers to contacts, shops and bank accounts, make bill payments and pay for online shopping. The app also lets you request money with NFC-based payments and can be used to transact without loading money in the wallet first, using debit or credit cards or netbanking, for checkout.

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